In this week’s show both financial guru, Dave Ramsey and Jennifer Ranville of Fifth Third Bank stressed the importance of creating a budget.  Both recommend starting with a simple formula that will give you an idea of your monthly income vs. expenses.  Click on the link below to download Dave Ramsey’s free budget template that will help you get started.

http://www.daveramsey.com/fpu/home/index.cfm?fuseaction=dspJustContent&intContentId=3006